South Africa's National Credit Regulator Takes Enforcement Action Against Non-Compliant Credit Providers

The Investigations and Enforcement Department is responsible for investigating non-compliance with the National Credit Act and taking the necessary enforcement action where necessary. The Department consist of inspectors who conduct research, audits and investigations and Legal Advisors who assess and enforce investigation findings by referring matters to the National Consumer Tribunal, issuing compliance notices, non-referrals or instruction letters to address non-compliance. The Department strives to bring about compliance with the National Credit Act and works closely with the Hawks and South African Police Services in conducting raids across the country in order to identify and protect the public against unscrupulous, fraudulent credit schemes, unregistered credit providers and credit providers who retains consumer’s instruments such as identity documents, bank cards, SASSA cards and bank pins. Debt Counselling Cases NCR v Christopher Bornmam NCR v De Klerk NCR v Dioka NCR v Hefferman NCR V Johan Walter Van Zyl NCR v Ndlela NCR V Venessa Hewitt African Bank Limited v NCR and others Matile Joseph Ditshego and others v Brusson Finance (PTY) LTD Moneyline Financial Services (Pty) LTD v NCR NCR V Allied Capital NCR v Bucksaver Beleggings CC NCR v Capitec Bank NCR v Credit Care NCR v De noons Cash Loans NCR V EDCON Limited NCR v NCR V Firstrand bank, Standard Bank, Absa Bank, Johan Erik Juselius and Onecor NCR V Gauteng Motors Finances (PTY) LTD NCR v Hosia Dedrick Kwape (Phakamis Financial Services) NCR v Lewis Stores NCR v Lightning Cash Loans CC NCR v Louhen Consultants NCR V Midwicket Trading 525 CC (Butterfly Cash Loans) NCR v Moneyline NCR v Nedbank NCR v Quick Step Finances (PTY) LTD NCR v Rufus Alfonso Financial Consultants CC NCR V Self Discovery Cash and Markerting CC NCR v Sinako Kontant Lenings CC NCR v Standard Bank Of South Africa Limited NCR V Vaidro (Vuleka Cash Loans) NCR VS Akudle Kutishiyele SA Taxi Securitisation (PTY) LTD v NCR Wesbank and Deon Winston v NCR NCR v Rustmar (Money Wise CC) NCR v Standard Bank of South Africa Limited (Set-off) Volkswagen Financial Services South Africa (PTY) Ltd v NCR (Road Fees) National Credit Regulator v South African Fraud Prevention Services (Supreme Court Decision) National Credit Regulator v South African Fraud Prevention Services